PayPal Fee Calculator for Etsy

Etsy Payments side uses your selected country's rate, including regulatory and VAT where they apply.

Why compare Etsy Payments vs PayPal?

Most Etsy-supported countries now require Etsy Payments for sellers. In some markets PayPal is still offered as a buyer option alongside Etsy Payments. Knowing the fee difference helps you understand what you keep when a buyer chooses PayPal and whether the payment method materially changes your margin.

When is PayPal cheaper?

Mostly on low-value orders where the flat-fee difference matters more than the percentage. For a $10 order, PayPal's $0.30 flat vs Etsy's local flat can tip the balance by a few cents.

When is Etsy Payments cheaper?

On most orders in most countries Etsy Payments is cheaper, especially once regulatory operating fees and VAT are low or absent. Etsy Payments also has no separate withdrawal fee, while PayPal may add payout costs.

Note: Etsy Payments is required in most Etsy-supported countries; PayPal is offered as a buyer option in some — check your shop's payment settings for what buyers actually see.